Save money at home tips that make life easy

Save money at home and you will certainly make life easy. You can do this from the couch, your oven, through the walls, while switching on lights and many other ways. You won’t have to do any heavy lifting. Read on to discover some quick tips for saving money at home that make life easy.


Insulate your home

Bad insulation is by far one of the biggest energy and money suckers. Do a complete home inventory of all the cracks and spaces that you can better insulate. Remove gaps under doors, put tint on windows and invest in energy efficient systems. Definitely put insulation in the roof and walls if you can afford it.


Bake bread

There are hundreds of types and styles of bread these days. We are spoilt for choice. But take a closer look and you’ll find many additives you wish you didn’t have to decipher. Consider baking your own wholesome bread. You’ll know exactly what’s in your bread and you’ll save money too. You may even become an expert and start a bread baking blog. Now there’s a thought! You will not only save money at home, you might make money from home too! I love a win-win.


Borrow from the library or invest in an Apple TV

Rather than pay for expensive TV subscriptions consider borrowing entertainment from your local library. Depending on your library, you’ll get a couple of weeks to watch them before you have to take them back. Do this for a few months and you may never want to pay for expensive subscriptions again. If you want a solid money-saving investment consider an Apple TV or ChromeCast box. You’ll be able to watch internet TV and YouTube vids on your telly. You’ll save money at home instantly.


Change Lightbulbs

There are plenty of government incentives out there you can take advantage of. Change out those old lightbulbs into more energy efficient ones using a government contractor. You’ll save stacks on energy and your own energy installing them. Enjoy the savings on your next electricity bill.


Buy a house you can afford

Don’t get sucked into the mortgage trap. When purchasing a house, go for one you can afford in an area that won’t break the bank. Prepare to spend time on renovations or living in a less than perfect house. You can do nothing while you wait for your home to gain equity without even lifting a finger. Buy an older house in the right area and you’ll reap the rewards.


Cut down on electricity

Make sure you switch appliances off at the wall between uses. You’ll make big savings over time. This is also a good general fire prevention measure.


Barter with people

Get good at bartering to save money at home. Trade a web design skill with a tradesperson and get some renovation jobs for free. Offer a friend babysitting in return for some home-cooked meals. There are plenty of ways you can barter without exchanging money.


Create your own wall prints

Don’t go buying expensive art when you can print your own. Buy stock photos online. Find an online digital printing company who can deliver the print to you. There are many print-and-deliver services who will get your beautiful artwork up for less.


Reuse empty boxes

Don’t throw out cereal or shoe boxes. Repurpose them and use them for storage to save money at home. Store kids socks, jewellery and ties in drawers. You’ll also save a stack of space in your recycle bin while you organise your house.

Got some great ways to save money at home? Leave them in comments below.

Budgeting tips | 8 savvy ways to save on food

Looking for nifty budgeting tips for saving on food? Become a super-sneaky strategic supermarket shopper by learning these ways to save budgeting tips for saving money on food before you head to the supermarket. These tactics are as sneaky as a thief. But you don’t have to be a villain to save money. You can do it the honest way and you can do these from the comfort of your couch – with your feet up. Don’t rip up cash and throw it into the wind every time you venture into a supermarket. These practical budgeting tips are very easy to follow.

Learn these budgeting tips for saving money on food

1. Start by actually setting a budget

Always set guidelines around your intended spend before venturing out to the supermarket. My budget for a family of four is $120 per week. This includes everything from lunches, dinners, laundry and any other domestic product you can think of.

2. Challenge yourself

Set yourself challenges. Can you do dinner this week for just $50 even though your budget is $120. Can you just imagine the savings if you did this every week?

3. Take cash

Avoid taking your ATM card if you are someone who regularly overspends. Only take a certain amount of cash to the supermarket and no more. Keep receipts to track spend.

4. Budget with gift cards

Buy four $100 gift cards for the month. Take one card each week as your budget.

5. Halve It

Write a list. Now halve it. See what you can really live without.

6. Ditch disposables

Take disposable items off your shopping list. Find alternatives. For example, use a hand towel instead of paper towel.

7. Divvy it up

Divide up cash into piles. Put your money in an envelope. When that cash is gone, there is nothing left in the kitty. You will have to make do.

8. Receipts box

Keep a box in the kitchen for money and receipts for your groceries. If you have spare change from shopping put it back in the kitty for next week to reduce your spend.

Put all spare change from a grocery shop into a piggy bank. It will soon add up!

Either do all the shopping yourself so you can keep track and stick to your budget or educate others in the home about your budgeting system. Consider using a grocery planning system like Freezer Meals to help you stick to a budget.


Do you like the ideas in this article?

Got some great ways to save? Post your comments here.

Organic food | 3 reasons to buy fruit and veg in season

I love organic food. There is nothing better than a great tasting organic tomato. Wouldn’t you agree? For taste alone it just makes sense to buy fruit and vegetables in season. But there are a number of even better money saving reasons to buy organic food in season which I want to share with you.


Let’s take a recipe including the humble avocado

One of these delicious natural wonders will set you back say 0.99 cents when it is in season. Now purchase the same avocado out of season and you will be paying up to $2.99 for the same taste sensation. Except an out-of-season avocado will probably taste different. That’s because it has been grown and stored in a manner that is less natural. Organic food sure tastes better.


So here are some money saving facts you should know about organic food

  • Fruit and vegetables that are purchased out of season are much more expensive
  • Vegetables purchased in season are fresher and not kept in storage for too long.
  • In-season fruit and vegetables can be purchased for a much lower price

Great! But you might now ask the following question:

How am I going to get organised with such a busy week ahead?

There are kids’ bags to pack, there’s laundry to do or you might have to catch up on that assignment that’s been plaguing you.


Challenges for buying fruits and vegetables in season

  • Exactly which fruit and vegetables are in season
  • Sit down and sift through recipes that might include those ingredients
  • Write out a shopping list for the recipes you have chosen
  • Go shopping for the ingredients for those recipes hoping that the other ingredients in the recipes aren’t going to rack up too much on the grocery bill at the checkout

Do you really have that kind of time?

I know I would rather be doing something more pressing!


The solution?

I am happy to report there is a time and money-saving solution to this grocery dilemma!

Read more about how Table Tucker can help you save on fruit and vegetables. Save time, money and sanity and put your feet up four nights each week!

Six quick tips for saving money on groceries

Saving money on groceries is easy if you put your blinkers on. Simply, there are certain aisles and foods you should avoid. Being strategic about food choices will soon become a habit if you follow these few easy steps.

For the purpose of saving money at the supermarket, the food types to avoid are easy to recognise. They usually involve packaging!

Here are some quick tips for saving money on groceries

Ways not to save money:

Don’t do this:

  • Buy anything that is over-packaged
  • Avoid the middle aisles of the supermarket where food is generally processed
  • Avoid buying junk food. Don’t buy chips, lollies, cakes and biscuits
  • Avoid canned and processed foods that contain high levels of sugar and preservatives

Here are two better ways to shop and save:

Do this:

  • Shop around the edges of a supermarket where the food tends to be fresher
  • Buy food that is in its natural jacket. E.g Buy an apple. Don’t buy apple in a can

If you avoid the types of food items mentioned above and use these practical money saving tips you will certainly save at the supermarket. Venturing down the middle aisles and buying processed foods will leave you feeling heavy with regret at the checkout when you receive the bill.

Keep it simple at the supermarket and keep practising these money-saving shopping strategies. Over time you will become a very smart shopper!

 

Secrets | Online grocery shopping in less than 15 minutes

Online grocery shopping is a must for the busy consumer. For many busy working families shopping for food can be a two-hour round trip depending on where you shop and how organised you are before leaving home. If you physically go to the supermarket to shop for food you may wish to consider switching to online grocery shopping where you can take advantage of online coupons and specials and get the job done in under 15 minutes!

Using a good system to do your online grocery shopping can save a massive amount of time.

Here is my process for completing the task of online grocery shopping in less than 15 minutes

Firstly open an account at your favourite online grocery shopping merchant or supermarket and then do this:

  • Consider grocery and cooking systems, like Freezer Meals, that give you a grocery list
  • Use the shopping list delivered by the system
  • Go to a supermarket via the web and click ‘Express Shop’
  • Paste the list into the box (and paste again into a notes box on your computer)
  • Execute each item on the list
  • Click sort by unit price to find the cheapest items
  • Set a delivery time and pay for your groceries

Job done. Here’s a cool word and definition for today:

Sofalise

Living life from the couch!

Got great tips on how to do your groceries at turbo speed? Share them here.

Bulk food shopping tips for saving time and money

If you love cooking in bulk, discover some great food shopping tips for cooking in bulk this weekend. Saving money on groceries and saving valuable time is easy if you plan ahead, purchase groceries in bulk and batch cook.

Bulk food shopping tips for this weekend

Meat & poultry

Buy meat in bulk and find wholesale suppliers in your area. Money saving meat purchases include budget mince, sausages and stewing meats. Purchase chicken fresh or frozen and try to get your chook for under $5.00. It is cheaper to buy a chicken, roast it and shred it for meals than it is to cook up fillets. Roast chicken is also delicious in a pasta or a soup! If you have to buy fillets buy them in a big pack at a wholesale poulterer.

Vegetables

Buy onions, potatoes, garlic, ginger and fresh herbs (for freezing) in bulk.

Kitchen Gear

Buy a big community size cling wrap and aluminum foil that will last you months! It is much cheaper to

buy products like this in bulk. I sit my cling wrap at the top end of a large bread board so it is easy to access when making the kids’ lunches.

Grocery Items

Items on your grocery list should include oils, oil sprays, sauces such as tomato sauce and soy sauce.

Herbs & Spices

Fill your spice rack and keep it well stocked with all the spices you require for the coming season and year. Also include beef, chicken and vegetable stock powder.

Milk & Bread

Buy long life milk and bread for the freezer. This will reduce unnecessary trips to the shops where you will likely spend $30 or more on items you were not planning to buy.

Canned Goods

Stock up on diced tomatoes, soups, chick peas, lentils and the like.

Freezer Items

Stock up on pastry, frozen peas, mixed vegetables, frozen corn and spinach.

Staples

Stock up on rice and pasta. If you keep your pantry well stocked you can save much time avoiding extra trips to the supermarket for groceries and more time in the kitchen cooking up beautiful bulk cooked meals for the family!

Hope you liked my bulk food shopping tips! Good luck with your next cooking adventure!


Can’t be bothered working it all out?

If you want a great resource for cooking in bulk and stocking your pantry check out Table Tucker or FREEZER MEALS cookbook. Table Tucker delivers annual, seasonal and monthly pantries for 52 weeks of budget dinners for the entire year! You will never have to write a pantry list ever again. Freezer Meals is a savvy bulk cooking system, which will save you up to $400 on your monthly grocery spend.


Got some great food shopping tips to share? Add them to comments below!

Save on groceries | Make good choices at the supermarket

If you want to save on groceries there are plenty of ways you can approach this goal. One approach is to make good lifestyle choices, which involves changing the habits you have presently and replacing them with better ones.

Here are my top tips for saving on groceries by changing your lifestyle choices:

Life is simple | Supermarkets make it complicated!

Watch your portion sizes

Save money and your waistline at the same time. Cut portions in half to save money on groceries.

Reduce meat

  1. Become a vegetarian and save big money on meat.
  2. Become a Flexitarian. Enjoy several vegetarian meals each week to save money on meat.

Alternatives

Be happy to eat cheaper alternatives such as tuna pasta instead of a meat sauce based pasta.

Cooking for one

If you are cooking for one investigate eating frozen meals or cook in bulk.

Breakfast

Eat a bigger breakfast and lunch so you will eat less for dinner. Freeze half your meal.

Takeaways

Weigh up the cost of eating takeaway once a week. For example try Indian takeout. It might be cheaper than cooking.

Find good resources

Regularly read budget dinner blogs, subscribe to websites or watch YouTube for dinner ideas. Investigate books like Table Tucker.

Consume less

Get into the habit of generally consuming less. Visit Worldometers for a shocking bite of reality.

Grocery saving tips Australia – Packaging

How cheesy is this guy? He’s the kind of guy who’s employed by supermarkets and paid big bucks to stop your efforts in terms of making grocery savings. Though his product is certainly as shiny and his smile, you might want to suss out his marketing tactics first. Think of your local supermarket as the cheesy car salesman. They’re trying every trick in the book to take your money. Yes they are…

I am obsessed with saving money at the supermarket and making grocery savings every day, week and season of the year. I’m so devoted to saving myself money, I wrote a 336-page culinary manifesto about the topic. These days, I still can’t stand handing over my hard-earned cash that easily to a cheesy bloke like this.

Check out my tips for making grocery savings simply by choosing the right products. These simple actions will save you much money each week.

Make grocery savings by picking it right

Baking

Buy baking products in bulk every season at discount supermarkets.

Biscuits

You can pick up cheap packets of chocolate biscuits at discount stores or even K-mart for just one dollar. Source alternative suppliers like these for lunchbox treats.

Bread

Avoid extra trips to the shops by buying bulk loaves of bread and freezing them immediately while fresh. Also watch the thickness of bread. These days sandwich bread can be as thick as toast bread. This could be a marketing trick to make you buy more bread in the long run.

Cheese

Buy cheese in bulk and cut or grate it yourself.

Chicken – Frozen

Frozen chickens are cheaper than fresh chickens. Defrost them in the fridge before roasting.

Chicken – Pieces

Rather than buying chicken in pieces buy the whole bird. Cut the chicken up into pieces before freezing. Alternatively try buying frozen chicken pieces over fresh chicken. These are cheaper.

Chicken – Roasted

Roast your own chicken instead of buying supermarket cooked chicken. This costs half the price and you will likely get more meat on the chicken.

Coffee

Buy coffee in bulk when you see it on special. Get to know the best coffee brands. However, beware of cheap coffee. It may take two teaspoons to get a decent strong cup. Buy espresso or quality coffee.

Disposable Products

Make a rule to reduce the use of disposable products this year by 50 percent and save.

Eggs

Buy smaller eggs. No-one really notices the size of an egg. Buy smaller eggs and make cumulative savings.

Frozen Food

Frozen food is expensive. You are buying convenience in a bag or box. Buy large freezer bags and try making them yourself.

Fruit and Vegetables

Investigate ways to buy fresh produce in your area, such as at farm gates, produce markets and local discounted suppliers. Fruit andveggies from farm gates are so fresh they are often pulled from the Earth the same day!

Juice

If you are buying juice, buy concentrate. It is generally cheaper.

Laundry

Buy laundry products in bulk each season from your favourite discount store.

Lunches

Bulk-buy ham in the meat section and slice it up yourself for lunches. This is much cheaper and also stores for longer.

Lunch choices

Chicken roll is a good alternative to expensive deli meats. Try to find substitutes for expensive deli meats, which are just as tasty.

Meat – delivery

Buy meat online. Google how to buy meat wholesale online in your area. Get meat delivered and save money on petrol too.

Meat – cheaper cuts

Buy mince, sausages and meat for stews instead of more expensive cuts. Cook up cheaper meat in the slow cooker. The meat will be more tender and delicious.

Meatless

Save on meat by switching to one or two vegetarian meals each week.

Meat substitutes

Use substitutes for meat. Make spaghetti Bolognese out of barley instead of mince. Check the ingredients on the packets of vegetarian products and try to make vegetarian versions of a meat substitute yourself.

Milk – freeze it

Avoid extra trips to the shops by buying milk in bulk and freezing it. Defrost the milk in the fridge.

Milk – go for long life

Buy long-life milk and keep it in the pantry. Buy enough to last until your next shop.

Milk powder

Keep powdered milk in the pantry for emergency milk so you do not go to the supermarket and buy unnecessary items.

Milk – buy more of it

Stock up on milk and bread to avoid extra trips to the supermarket.

Milk mileage

Stretch out milk. Add half milk and half milk powder together to save. Note: Not recommended for babies.

Other products

Compare non-food items in supermarkets with standard retailers. For example, stores like K-Mart.

Party food

Buy cheap party food at places like Costco. They offer a great selection of bulk-buy party foods and bulk-buy gourmet cheeses.

Pharmaceuticals

Buy pharmaceutical products at discount Chemists rather than at the supermarket.

Pork

Buy a pork roast and cut it up into chops yourself.

Seasonal products

Seasonal products are fresher, cheaper and have more flavor. As much as possible try to buy fruit and veg when in season.

Soft drinks

Avoid buying soft drinks and get used to drinking water. Give everyone in the house a water bottle and keep the bottles chilled in the fridge to make water a more desirable drink.

Vegetables

Spend time on the weekend cutting up veggies and putting them in large freezer bags.

Water

Refill your water bottle out of the tap. Shop bought water can cost more than petrol per litre!

Yogurt

Buy items like yogurt in bulk and create smaller tubs in plastic food containers.

8 secret shopping tips for saving big on everyday items

8 secret shopping tips for saving big everyday

Due to popular demand here’s my big list of how to save thousands each year by shopping in the right places both online and offline.

This list combines a number of strategic shopping tactics including:

  • Shopping online to save time and money
  • Shopping at the right stores offline
  • Weighing up your time and travel compared to shopping online
  • Using technology and reminders when shopping online
  • Becoming as organised as possible to produce big savings

These are the places I shop and the tactics I use to save time and money every week.

Random tip 1: Reasons to shop online

  • Saves money – Buy in bulk and save big
  • Save time – By traveling to the supermarket for little items
  • Saves petrol – Getting to the supermarket / stores
  • Sort by price – Sort by price and save time fishing for bargains in-store
  • Avoid temptation – Avoid the temptation of other items and stores

Random tip 2: A few reasons to shop in store

  • The convenience of getting what you need and now
  • Get out of the house and meet new people on your travels
  • Touch and feel goods

Random tip 3: Use your calendar

I use my calendar and phone alerts to make sure I stay organised. This is roughly my weekly run. Depending on my weekly schedule I will either shop in store (with my daughter) so we can get out of the house or online if time is limited.

Here’s my big list: 8 secret shopping tips for saving big on everyday items

1. Buying milk and bread

http://aussiefarmers.com.au

  • Set up a weekly delivery and set and forget. I find Sat morning delivery is best.
  • Just when you run out – there’s that fresh milk waiting at your door.
  • Note: Buy two long life milks at Aldi to keep in the cupboard in case the kids drink all your milk in one day.

2. Buying groceries

Notes:

  • Put a note in your weekly calendar to schedule delivery for Sat morning.
  • Click and collect is also convenient but I prefer someone to carry those groceries to my kitchen bench.

3. Stock up your liquor cabinet

http://danmurphys.com.au

  • Shop online and click and collect for FREE.
  • Pick delivery for $7. Order on a Tues in time for the weekend.
  • (2-4 business day delivery).
  • Brand ‘Gossips’ or their six pack wine boxes are a great deal.

4. Meat, poultry & frozen seafood

5. Cleaning products

6. Cheapest fuel

7. Personal care items

8. Clothes, gifts, party supplies & home décor

Do you have any secret tips for saving big on everyday items? Share them in the comments below.

NOTE: This is not a sponsored post.

 

 

 

 

 

 

 

 

 

 

Buy in bulk

Buy Groceries In Bulk

Your time (which is money) and the petrol savings are what really make bulk buying worth it.

When you buy in bulk every month and season, Table Tucker reminds you to buy other non-food needs that might run out when you prefer they wouldn’t. 

Buying these items in bulk avoids extra trips to the shops where chocolate biscuits, bags of chips and other rash buys are there to tempt you. 

The list includes such items as toilet paper, laundry powder, shampoo, conditioner, toothpaste, razors and soap for example. 

While bulk-buy savings are great, your time (which is money) and the petrol savings are what really make bulk buying worth it. Petrol costs from all those extra trips amount to a large sum over the course of a year. See our Money Crunch pages in TT’s seasonal apps. 

There is nothing worse than having to go and buy toilet paper in the middle of watching your favourite show, is there? Or running out of toothpaste before an important morning meeting, causing you to spend more money on fresh mints on your way to work! The spending can just go on and on. 

Shop monthly at stores that specialise in bulk-buy items. 

Because the ingredients in Table Tucker are so basic, these bulk-buy stores should stock all that you need.